How to Fix the BDO to GCash Transfer Error

Updated Fixed: BDO to GCash Transfer Error: Transferring funds from BDO (Banco De Oro) to GCash is a common financial transaction for many users in the Philippines. However, users sometimes encounter errors during the transfer process. This guide will provide an in-depth look into the common causes of these errors and step-by-step solutions to fix them.

Common Causes of BDO to GCash Transfer Errors

1. System Maintenance

Both BDO and GCash regularly conduct system maintenance, which can temporarily disrupt services.

2. Network Issues

Unstable internet connections can cause transaction failures.

3. Incorrect Details

Entering incorrect account details or amounts can result in errors.

4. Insufficient Funds

If the BDO account doesn’t have enough funds to cover the transfer and any associated fees, the transaction will fail.

5. Bank Limits

BDO imposes limits on the amount that can be transferred in a single transaction or within a day.

6. Outdated App Versions

Using outdated versions of the BDO or GCash app can cause compatibility issues and errors.

BDO to GCash Transfer Error

How to Fix BDO to GCash Transfer Errors

Step 1: Check System Status

Before troubleshooting, check if either BDO or GCash is undergoing system maintenance.


  • Visit BDO’s and GCash’s official social media pages or websites to check for any maintenance announcements.

Step 2: Verify Internet Connection

Ensure that you have a stable and strong internet connection.


  • Test your connection by opening other websites or streaming a video.
  • Switch to a different network (e.g., from Wi-Fi to mobile data) if necessary.

Step 3: Double-Check Details

Make sure that all the details you entered for the transfer are correct.


  • Verify the recipient’s GCash number and the transfer amount.
  • Ensure that you’re using the correct transfer method (e.g., InstaPay).

Step 4: Ensure Sufficient Funds

Confirm that your BDO account has enough funds to cover the transfer and any additional fees.


  • Check your BDO account balance through online banking or the BDO mobile app.
  • Ensure that the balance is higher than the transfer amount plus any fees.

Step 5: Respect Bank Limits

Make sure that your transfer does not exceed BDO’s daily or per-transaction limits.


  • Review BDO’s transfer limits on their official website or contact customer support for details.
  • If necessary, split your transfer into multiple smaller transactions.

Step 6: Update Apps

Ensure that both the BDO and GCash apps are updated to the latest versions.


  • Visit the Google Play Store or Apple App Store.
  • Check for updates for both the BDO and GCash apps and install any available updates.

Step 7: Retry the Transfer

After completing the above checks, try the transfer again.


  • Open the BDO app, select the transfer option, and follow the prompts.
  • Confirm the transaction and wait for the confirmation message.

Step 8: Contact Customer Support

If the error persists after trying the above steps, contact customer support for further assistance.


  • Reach out to BDO customer service via their hotline or email.
  • Contact GCash support through their app or official website.
  • Provide detailed information about the error, including any error messages and the steps you’ve already taken.

Also Read: 

Additional Tips

  • Keep Records: Always keep a record of your transaction attempts, including screenshots of any error messages.
  • Be Patient: Sometimes, waiting for a few minutes and trying again can resolve the issue if it’s caused by temporary server overload.
  • Check for Updates: Regularly check for any updates or announcements from BDO to GCash that might affect transfer services.

By following these steps, you should be able to troubleshoot and resolve most issues related to transferring funds from BDO to GCash. If the problem persists, contacting customer support with detailed information will help them assist you more effectively.

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